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Health literacy

Medical Bills: Reading, Checking, Fighting

The bill is a first draft — decode the EOB, hunt the errors, win the appeals almost nobody files, and use the assistance programs hospitals must offer.

6 parts 22 min total Beginner friendly Updated Aug 2026
Read Part 1 free

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What you'll walk away with

The first-draft reframe: why medical bills reward scrutiny more than any paper in your house, and the never-pay-on-sight rule.
The EOB decoded: billed vs allowed vs insurer-paid vs yours — and the master check that the bill must match your number.
The error hunt and the appeal ladder: itemized bills, duplicate and phantom charges, doctor-backed appeals with binding external review, and No Surprises Act protections.
Paying less, calmly: charity-care programs, cash-price checks, written settlements, zero-interest plans, the collections clock — and the before-care moves that prevent most of it.

6 parts · 22 min

1
The Bill Is a First Draft
3 min
3 min FREE
2
The EOB, Decoded
4 min
4 min
3
The Error Hunt
4 min
4 min
4
Denials, Appeals, and Surprise Bills
4 min
4 min
5
Negotiating, Paying, and the Collections Clock
3 min
3 min
6
Running the System Calmly
4 min
4 min
Bonus: one-page cheat sheet
Every part's key points, printable — included when you unlock

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