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Money

Your Payslip, Decoded

Gross to net, line by line — the bracket myth that makes people refuse raises, the pre-tax lines that pay you, and the errors only you will catch.

6 parts 22 min total Beginner friendly Updated Jul 2026
Read Part 1 free

Included free with All-Access — $20/year for the whole catalog.

What you'll walk away with

Why a raise can never cut your take-home pay — brackets tax slices, not people — and the marginal-vs-effective rates worth knowing.
What FICA actually is: flat rates, the Social Security wage cap, the invisible employer match, and the freelancer's double surprise.
The pre-tax arithmetic — how a $200 contribution costs ~$156 at a 22% marginal rate — and which lines get the treatment.
Withholding as a guess: the refund illusion, when to touch the W-4, and the thirty-second payday scan that catches payroll's errors.

6 parts · 22 min

1
The Most Ignored Document You're Paid to Read
3 min
3 min FREE
2
Brackets: The Raise That Can't Hurt You
4 min
4 min
3
The Other Taxes: Social Security and Medicare
4 min
4 min
4
Pre-Tax Lines: The Deductions That Pay You
4 min
4 min
5
Withholding and the Refund Illusion
4 min
4 min
6
Errors, Year-to-Dates, and the Annual Check
3 min
3 min
Bonus: one-page cheat sheet
Every part's key points, printable — included when you unlock

Read Part 1 free — no account needed. $1 unlocks the remaining 5 parts plus the cheat sheet, forever.

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